red blocks on brown wooden table

Investments

First Home Savings Account (FHSA)

Unlock your dream home with the First Home Savings Account - where saving meets opportunity!

Tax-Free Savings Account (TFSA)

A TSFA is a savings option that does not apply tax to the growth earned by the investment. No matter how much the investment earn, the growth will never be taxed.

A person holding a small house and some money
A person holding a small house and some money
A large pile of various coins.
A large pile of various coins.
a pile of twenty dollar bills laying on top of each other
a pile of twenty dollar bills laying on top of each other
Daily / Guaranteed Interest Account

DIA provides clients with a short-term savings option, making it perfect for emergency funds.
GIA is designed for clients with a low-risk appetite to help diversify their portfolios with a guarantee.

Registered Retirement Savings Plan (RRSP)

RRSP is a tax-advantaged retirement account in Canada. Contributions are tax-deductible, lowering your taxable income. Investments grow tax-deferred until withdrawal.

Locked-In Retirement Account

Locked-In Retirement Account (LIRA) holds pension funds that are “locked in,” meaning they can't be cashed out until retirement.

silhouette of two person sitting on chair near tree
silhouette of two person sitting on chair near tree
a couple of people sitting on a bench by the water
a couple of people sitting on a bench by the water
two persons sitting on grass facing the lake
two persons sitting on grass facing the lake
Retirement Income Fund (RIF)

A Registered Retirement Income Fund (RRIF) converts savings into income after retirement. A minimum amount must be withdrawn each year, and those withdrawals are taxable.

Life Income Fund (LIF)

A Life Income Fund (LIF) converts pension funds into income, similar to a RRIF, with minimum withdrawals and maximum limits for steady retirement income.

Payout Annuities

Payout Annuity converts a lump sum into regular payments for life or a set time, helping to plan retirement with predictable income.

a woman holding a jar with savings written on it
a woman holding a jar with savings written on it
5 England banknotes on white textile
5 England banknotes on white textile
A wooden block spelling the word stock on a table
A wooden block spelling the word stock on a table
Segregated Funds

Segregated Funds are investment products that combine mutual funds and insurance, offering a guarantee at maturity or upon death, and may provide creditor protection.